Terms of Use

1. Acceptance of terms

By accessing or using DisplaceIndex (displaceindex.com), you agree to be bound by these Terms of Use. If you do not agree, please do not use the site.

We reserve the right to modify these terms at any time. Continued use of the site after changes constitutes your acceptance of the updated terms.

2. Informational purposes only

Nothing on this site constitutes financial, investment, employment, legal, or career advice. The index score is a composite statistical indicator and should not be used as the sole basis for any employment, hiring, investment, or business decision.

Past index readings are not indicative of future labor market conditions. The index is a descriptive snapshot of current signals, not a forecast.

3. Data accuracy

While we strive to maintain accurate and up-to-date information, DisplaceIndex makes no warranties, express or implied, regarding the completeness, accuracy, reliability, or suitability of the data presented.

Hard data is sourced from public Federal Reserve (FRED) and Bureau of Labor Statistics datasets. These datasets are subject to revision. Sentiment data is derived from automated analysis of third-party content and may reflect biases inherent in the underlying sources or the scoring model.

We make no representations that the index accurately measures the full scope or cause of labor market changes. AI-driven displacement is one of many factors affecting employment, and the index cannot disaggregate AI causation from broader economic trends.

4. Intellectual property

The DisplaceIndex brand, composite methodology, scoring model, and original written content are the intellectual property of DisplaceIndex and may not be reproduced or distributed without permission.

Underlying FRED data is in the public domain, courtesy of the Federal Reserve Bank of St. Louis. BLS data is public domain. Third-party news content analysed by the sentiment engine remains the property of its respective publishers.

For academic and journalistic use, you may cite the index as: DisplaceIndex (displaceindex.com), accessed [date]. Commercial or bulk data use requires prior written permission.

5. Acceptable use

You agree not to:

• Scrape, crawl, or systematically download site content in bulk without permission.
• Use the site for any unlawful purpose or in violation of applicable regulations.
• Interfere with or disrupt the site infrastructure or servers.
• Represent DisplaceIndex data as your own original research without attribution.
• Use automated tools to circumvent rate limits or access controls.

6. Third-party links

The site may contain links to third-party websites and data sources (including FRED, BLS, and external news sources). We are not responsible for the content, accuracy, or privacy practices of third-party sites. Links do not constitute endorsement.

7. Limitation of liability

To the fullest extent permitted by applicable law, DisplaceIndex and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on the site or its data.

The site is provided "as is" and "as available" without warranties of any kind. We do not warrant uninterrupted or error-free operation.

8. Governing law

These terms are governed by applicable law. Any disputes arising from use of the site shall be subject to the jurisdiction of the courts applicable to the operators of this service.

9. Contact

Questions about these terms can be directed to: timmy@displaceindex.com